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Miami's Trusted Structured Settlement & Wealth Management Advisor

Helping individuals, families, and attorneys make informed decisions about settlement proceeds, long-term financial planning, and wealth management.

Structured Settlements

Helping clients maximize settlement value, powered by Sage Consultants

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Wealth Management

Helping clients grow and preserve wealth, powered by Merited Wealth

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With over 75 years of combined experience, Pendray Financial helps clients understand and manage settlement payouts, structured payment options, and long-term financial outcomes.

We provide comprehensive legal settlement planning, not just products, in our ongoing mission to guide and protect your recovery.

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Proud Partners

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PENDRAY FINANCIAL

Securing Your Settlement Future

At Pendray Financial, we are committed to delivering transparent, reliable, and personalized financial settlement solutions. With years of experience in the legal and financial sectors, we understand the importance of ensuring that your settlement serves your long-term financial well-being. Our team is dedicated to providing the support, resources, and advice you need to make informed decisions every step of the way.

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ABOUT OUR FIRM

Trusted Solutions for Legal Settlements

Welcome to Pendray Financial, your trusted partner in legal settlement services. Based in Miami, FL, we specialize in helping individuals and businesses navigate the complexities of financial settlements with confidence, efficiency, and clarity.

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Our Services

While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Based in Miami, Florida, Pendray Financial works with clients throughout Miami-Dade County and surrounding South Florida communities.

  • We offer structured settlement solutions that provide long-term financial security for individuals receiving compensation from legal cases, such as personal injury or wrongful death lawsuits. With our expertise, you can enjoy regular, tax-free payments that are tailored to your financial needs.

  • Pendray Financial helps you establish annuities that deliver consistent income over time, ensuring stability and peace of mind for the future. Whether you're managing a lump sum settlement or seeking a steady stream of income, we provide personalized annuity plans that work for you.

  • Our team of experienced consultants provides expert guidance on all aspects of your legal settlement. We work closely with attorneys, claimants, and defendants to ensure settlements are structured in a way that maximizes benefits and aligns with your financial goals.

  • There are several types of annuity products available to choose from at Pendray Financial. Whether you’re looking for income options, legacy planning tools or spousal protection, we can tailor a plan to meet your specific goals.

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Reviews

“Sean and his team have a keen understanding of the litigation process and work closely with us to take a customized approach to each case. He takes the time to understand each client’s needs and to help each client find a solution that works best for them.”

Eric Romano, Romano Law Group

“I applaud Sean Pendray for his adeptness in crafting personalized financial solutions that align seamlessly with our client's diverse goals and aspirations. They have demonstrated a profound understanding of the unique financial needs of The Haggard Law Firm’s clients.”

Michael Haggard, The Haggard Law Firm

“I have utilized Sean’s services many times and will continue to do so. He is responsive to my needs, compassionate with my clients, knowledgeable in many areas and provides quality services and products. I highly recommend Sean.”

Thomas E. Buser, Krupnick Law

Testimonials