Sean Pendray
Founder and President/Business Development
Born in Miami, Florida, Sean Pendray is the visionary force propelling Pendray Financial Advisors forward. Graduating from Florida State University with a B.S. in political science and a minor in psychology, he continued his educational journey at the University of Miami's business school, earning a master's degree in public administration.
With a career spanning over 25 years, Sean has etched a lasting legacy in financial advising and asset protection strategies. He refined his expertise at esteemed institutions such as Bear Stearns, Paine Webber, First Union, and Citibank. Sean's proficiency encompasses income creation, asset management, trust, insurance, lending, and settlement planning.
Holdings a plethora of industry credentials, including FINRA securities licensing in Series 6, 7, 62, 63, and 65, along with life and annuities insurance licenses, Sean Pendray is a Certified Structured Settlement Consultant, a Chartered Financial Consultant, and a Registered Settlement Planner.
As a fifth-generation Floridian, Sean resides in Miami with his wife Melanie and their two children, Sophia and Luke. Beyond his professional pursuits, he actively engages in community service, serving as a board member of Kiwanis International. Sean is also a dedicated advocate for cancer research, participating in marathons in honor of his father and mother, a cancer survivor.
Lawrence S. Rule Jr.
Sr. Vice-President of Investments, Managing Partner
Bringing over 35 years of expertise to the realm of wealth management, Lawrence S. Rule Jr. stands as a distinguished professional in the financial industry. Graduating from Florida State University with a Bachelor of Science in Economics in 1986, Mr. Rule initiated his journey, eventually finding himself at Oppenheimer & Company.
Throughout his illustrious career, Lawrence held pivotal roles at prestigious institutions including Bear Stearns, Paine Webber, Morgan Keegan, and Wachovia Securities, where he excelled as Senior Vice President of Investments. His success is marked by strategic decision-making and a client-focused approach.
As an independent financial advisor for the past 15 years, Mr. Rule has been unwavering in his commitment to delivering personalized financial solutions. Holding licenses in Series 7, 63, and Life and Variable Annuity, he operates across Florida, Georgia, Pennsylvania, and Wisconsin.
Lawrence S. Rule Jr.'s journey, from his foundational years at Florida State University to the pinnacle of wealth management, underscores a commitment to excellence, client-centric values, and continuous learning. His legacy in the financial realm is a testament to his significant contributions to both clients and institutions.
Keith A. Golden
VP of Portfolio Management and Client Relations
With an impressive career spanning almost three decades in wealth management, Keith A. Golden has emerged as a distinguished figure in the industry. Holding a Bachelor of Science degree in Economics from Florida State University, Keith's academic foundation has been instrumental in shaping his illustrious career.
Licensed across a spectrum of FINRA licenses, including Series 24, 7, 66, 63, and 6, Keith showcases a comprehensive skill set. His expertise extends to insurance, holding licenses in Variable Annuities, Life, and Health. This diverse skill set positions him as a versatile professional adept at navigating the intricacies of financial planning with finesse.
Joining Pendray Financial Advisors marks a new phase in Keith A. Golden's journey, emphasizing his commitment to evolving and meeting the ever-changing needs of his clients. His career trajectory is not merely a testament to past achievements but a reflection of his unwavering dedication to client success and staying at the forefront of industry trends.